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UnitedHealthCare”s “Copay Select” Policy

UnitedHealthcare’s  most comprehensive Ohio copay policy is the “Copay Select” contract. It features a  $35 copay on covered office visits with an optional $25 copay. There is no maximum limit on the number of allowable visits. UnitedHealthcare  rates are generally extremely competitive when compared to the other large insurance carriers. Some of the popular low-cost options can be found in this article we recently wrote.

Prescriptions are included, and like most companies, feature a “Tier” system. For example, “Tier 1” drugs have a $15 copay while other drugs will have a higher out-of-pocket expense.

Child and adult preventative care benefits are provided at 100% coverage with no deductible or waiting period. Some of the covered benefits include annual physicals, wellness checks, mammograms and Pap tests.

Overall, UnitedHealthCare’s  “Copay Select”  Plan  is one of the most popular plans in the state. Rates are extremely competitive, especially in the Dayton and Columbus areas. A wide range of major medical deductibles is available, ranging from $500 to $10,000. The $7,500 and $5,000 deductibles are commonly used to lower premiums.

Aetna”s PPO 2500 plan is similar, but is typically more expensive in most parts of the state. Medical Mutual”s  SuperMedOne policy is also very competitively priced in the market. Coverages are comparable and like UnitedHealthcare, Medical Mutual has a large network of providers.

UPDATE: July 30 2014 – Although many Buckeye residents may still have this plan (if it is grandfathered), it is no longer available as a new policy, since many of the ACA (Affordable Care Act) guidelines are not met. There are many comprehensive options offered and you can view rates, coverages and enrollment information throughout our website.

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6 Responses

  1. Health medicine says:

    Wow….. very nice blog ,very interesting article,very much informative!

  2. Freda Eastep says:

    good share, great article, very useful for us…thanks! It”s great to see someone in Ohio that knows what they are talking about.
    Most sites are in other parts of the country.

  3. Kristofer says:

    Hey guys i wish to share with you a way i make $500 daily and i only spend 5 minutes doing it a day! Blah blah blah!

    Editor”s note: Hi. Ed here. Just to let you know…I delete about 100 of this type of spam comment every week. Just for the heck of it…I thought I would let you know that I do indeed monitor and read all comments!

    Take care and thanks for visiting.


  4. WH says:

    I guess uhc and golden rule are the same company. I noticed their temporary rates are good too. Thanks for helping us out.

  5. Tory says:

    I guess uhc and golden rule are the same company. I noticed their temporary rates are good too. Thanks for helping us out.

  6. Tracy says:

    I love the cartoon. It goes to show how one can be in financial crisis if he/she doesn’t have a good health insurance.