Who needs Ohio short term health insurance? Do you? Well…if you are a recent high school or college graduate that is no longer covered under a parent’s policy, then an affordable Ohio short term health insurance coverage might be your best option.

Also, if you are employed part-time or temporarily, between jobs, laid off, on strike, or waiting for your permanent insurance to begin, you may need Ohio short term coverage. Temporary health insurance is extremely inexpensive and is available from the top Ohio insurers such as Anthem Blue Cross, UnitedHealthOne (formerly UnitedHealthCare), Medical Mutual and Humana. Rates are often just a fraction of the cost of a conventional policy.

Short Term Policy Features

*Coverage is designed to be effective for a short period of time…usually between 1 and 12 months. Once the policy ends, you may be forced to re-qualify for additional coverage. If you have paid for coverage that you have not used, a refund will be processed on the unused portion.

*Pre-existing conditions are generally not covered. Also, coverage is usually “catastrophic” instead of “comprehensive.” However, some plans, such as the Medical Mutual short term policy, will provide some office visit coverage. Prescription benefits are often included, subject to policy limitations.

*Rates are typically low…as much as 30%-60% less than a conventional policy. And because of its low cost, preventative coverage is usually not included.A wide variety of deductibles is usually available, ranging from $250-$5,000.

*Most Ohio short term insurance plans allow you to pay monthly, or pay all of your premiums in advance. When paying in advance, most companies discount the rate. A typical Ohio short term health insurance plan is usually approved within 24-48 hours. The standard short-term application is short and typically takes less than 20 minutes to complete.

Applying For Coverage

Ohio short term coverage is not the right solution for everyone.  But if you’re not presently insured, it is often an attractive low-cost option worth considering. Please don't hesitate to call us at (888) 513 6446 for additional information.

To view Ohio short term rates, simply click on the “Get Instant Quote” link at the top of this page. Instantly, you can compare and apply for the top  Ohio short-term health plans. Your personal information is never shared with any other person or company.