The best health insurance plan in Ohio? Actually, there are quite a few policies that are extremely affordable, very popular and offered by reputable health care providers. But there’s one plan that is very simple, low cost and issued by a non-profit company.

Meet the Ohio SuperMed One Wellness plan from Medical Mutual. It’s an inexpensive policy that is HSA-eligible and should be considered by all individuals and families that would like to reduce their costs, but also limit their potential out-of-pocket cost for large medical claims. The HSA portion of the plan is optional and does not increase the premium. Also, applications are easily submitted. You can fax or email them to us. Or, you can use the online link we will create especially for you. And you do not have to submit a payment when you apply for coverage.

Here’s how it works. You select a deductible of either $1,500, $2,500, $3,000 or $5,000. Of course, a lower deductible will cost more than a higher deductible. Once you have satisfied the deductible, 100% of all covered medical expenses are paid. Office visits. Prescriptions. X-Rays. Lab Tests. Inpatient and outpatient surgery. And the list goes on and on. That’s pretty simple isn’t it?

If you’re reasonably healthy, you will probably never (or rarely) meet your yearly deductible. However, all recognized preventive expenses (such as routine annual physical examinations and Wellness) are paid by Medical Mutual. Your cost is nothing. That feature can potentially save you a substantial amount of money compared to other plans. And the list of approved preventive expenses is extensive.

By utilizing the vast Medical Mutual network, you’ll also be able to pay discount prices on health care that is subject to the deductible. That’s because the health insurer negotiates on your behalf, and lowers the fees charged by physicians, hospitals, laboratories and other health care providers. Sometimes you’ll only save a few dollars, but other times it may be a few hundred dollars. Or perhaps thousands of dollars on a hospital claim. And yes...even tens of thousands on very large claims.

So…How affordable is the SuperMed One Wellness plan? Consider these examples. The only assumptions are that the applicants are non-smokers and in good health.

A family of four in Delaware County (Ages 50, 50, 15 & 18) would pay only $317 per month for a $5,000 deductible. A $3,000 deductible would increase the rate to $430. A 36-year old male in Hamilton County would pay only $61 for the $5,000 deductible and $81 for a $3,000 deductible. Yes…these are very competitive rates. The Anthem Lumenos (HSA-eligible) plan also offers very low rates in most parts of Ohio. It is a very similar plan and should be considered in many situations.

This type of coverage is ideal for some and not a very good choice for others. We’ll help you determine if the Medical Mutual Wellness policy is going to be the right solution for you. Call us at (888) 513 6446 or contact us via email. Or simply view the rates yourself by starting the quote process. Thirty years of experience is waiting to assist you.

SuperMed One Wellness Description Of Benefits

SuperMed One Wellness Application