Springfield Ohio health insurance rates are very affordable. Prices in Clark County and other surrounding counties are often less than group plans through employers. Many larger companies offer low cost coverage in this part of Ohio. Whether you are single, married with children, self-employed or without coverage, we'll help you find the plan that fits within your budget and offers the coverage that you need.
Participating carriers in the area (for 2017 Marketplace coverage) include CareSource, Anthem Blue Cross, Medical Mutual, Molina, and Premier. Additional companies, such as Assurant, HCC Life, and IAC Group (also UnitedHealthcare) offer temporary "off-Exchange" contracts that can be purchased outside of Open Enrollment periods. Ambetter, Humana, and SummaCare offer plans outside of Clark County. UnitedHealthcare and Aetna onlky offer Group and Senior products, although they may return by 2019, depending upon the Trump Administration changes.
The highest availability for coverage is Bronze, Silver, and Gold contracts. Platinum and Catastrophic options are limited since most companies don't always offer these plans in all areas of the state. Nearby counties, such as Champaign, Montgomery, Greene, Madison, Fayette and Miami charge slightly different prices, and have different provider networks.
Sample Springfield Monthly Rates
CareSource Federal Simple Choice Bronze
$48 - 45 year-old with $20,000 income
$88 - 35 year-old with $23,000 income
$212- 40 year-old married couple with $40,000 income
$187- 50 year-old married couple with $40,000 income
Medical Mutual Market HMO 7150
$132 - 50 year-old with $27,000 income
$221 - 35 year-old with $35,000 income
$205- 50 year-old married couple with $40,000 income
$318- 55 year-old married couple with $50,000 income
Molina Marketplace Bronze Plan
$92 - 25 year-old with $18,000 income
$223 - 35 year-old with $50,000 income
$361- 35 year-old married couple with $50,000 income
$84- 50 year-old married couple with $30,000 income
NOTE: The prices listed above only represent a small fraction of plan options that are offered. Many other factors must be considered, such as other family members, "cost-sharing" through Silver tier plans, network availability, and anticipated cost of future medical treatment, so the proper policy can be selected.
Local Hospitals And Other Facilities
With a population of about 60,000, the size of the city allows residents to choose among a wide variety of medical facilities. The Springfield Regional Medical Center is a full-service hospital that provides emergency services 24 hours per day. Ohio Valley Surgical Hospital is also available and serves Clark and Champaign counties. The City Hospital, that was located on High Street, stopped serving patients in 2011. The structure was eventually demolished in 2012.
Also enjoying low rates are the Columbus and Dayton areas. Historically, the lowest health insurance rates have been in the Central and Southwestern portion of the state. Cincinnati area prices are also very affordable when compared to most other parts of the state. Nearby Warren and Clermont counties still have very inexpensive rates, especially in Springboro, Middletown and Loveland. Franklin, Carlisle and other communitiesaround West Chester also havevery competitive rates.