Springfield Ohio health insurance rates are very affordable. Rates in Clark County and other surrounding counties are often less than group rates through employers. Many larger health insurance companies offer low cost health care coverage in this part of Ohio. Whether you are single, married with children, self-employed or without coverage, we'll help you find the plan that fits within your budget and offers the coverage that you need.

Anthem Blue Cross, United HealthCare, Aetna, Medical Mutual, Humana and a few other carriers charge lower rates in the Springfield area than most other areas. Compared to Northern Ohio, Springfield rates can be 30% lower for the same coverage. Physician and hospital charges are often very competitive in the Clark County area, and those help reduce health insurance rates.

For example, a 40-year old healthy male can purchase a catastrophic policy from UnitedHealthOne for about $60 per month. A comprehensive plan, including major medical, office visit and prescription coverages, will cost about $85 per month (United HealthOne's Copay Select plan or Anthem's SmartSense Generic RX plan). Naturally, Ohio health insurance policies are subject to underwriting, which could affect rates. But is is very unlikely a physical would be required.

Also enjoying low Ohio rates are the Columbus and Dayton areas. Historically, Ohio’s lowest health insurance rates have been in the Central and Southwestern portion of the state. Cincinnati area rates are also very affordable when compared to most other parts of the state. Nearby Warren and Clermont counties still have very inexpensive rates.