Affordable Ohio Health Insurance Plans

(888) 513-6446

Compare and Save

By:

Springfield Ohio health insurance rates are very affordable. Prices in Clark County and other surrounding counties are often less than group plans through employers. Many larger companies offer low cost coverage in this part of Ohio. Whether you are single, married with children, self-employed or without coverage, we help you find the plan that fits within your budget and offers the coverage that you need.

 

Companies 

Participating carriers in the area (for 2018 Marketplace coverage) include CareSource, Medical Mutual, Molina, and Ambetter. Additional companies, such as UnitedHealthcare, National General, HCC Life, and IAC Group offer temporary "off-Exchange" contracts that can be purchased outside of Open Enrollment periods. SummaCare, Oscar, Paramount, and AultCare offer plans outside of Clark County. UnitedHealthcare, Humana, Cigna and Aetna  offer Group and Senior products, although they may return in 2019 to offer under-65 products, depending upon possible Administration changes.

The highest availability for coverage is Bronze, Silver, and Gold contracts. Platinum and Catastrophic options are limited since most companies don't always offer these plans in all areas of the state. Nearby counties, such as Champaign, Montgomery, Greene, Madison, Fayette and Miami charge slightly different prices, and have different provider networks.

 

Sample Springfield (Clark County) Monthly Rates

 

30-Year-Old With $24,000 Household Income

$35 - Medical Mutual Market HMO 7350 

$37 - CareSource Bronze

$47 - Molina Marketplace Bronze

$58 - CareSource HSA Bronze

$60 - Molina Marketplace Options Bronze

$133 - Ambetter Balanced Care 5

 

35-Year-Old Married Couple (2 Persons) With $40,000 Household Income

$69 - Medical Mutual Market HMO 7350 

$74 - CareSource Bronze

$95 - Molina Marketplace Bronze

$120 - CareSource HSA Bronze

$123 - Molina Marketplace Options Bronze

$280 - Ambetter Balanced Care 5

 


 

Springfield Ohio health insurance rates are very low. Get your free online quote at Ohioquotes.com and save!

NOTE: The prices listed above only represent a small fraction of plan options that are offered. Many other factors must be considered, such as other family members, "cost-sharing" through Silver tier plans, network availability, and anticipated cost of future medical treatment, so the proper policy can be selected.

 

Senior Medicare Plans

 

Part D Prescription Drug Plans - Clark County

AARP MedicareComplete Plan 6 - $255 deductible HMO with monthly rate of $0. Inpatient and outpatient hospital copays are $395 (days 1-4) and $395 per visit. Office visit copays are $10 and $45. Urgent Care and ER copays are $30-$40 and $80. 30-day preferred pharmacy copays are $3 (Tier 1), $12 (Tier 2), and $47 (Tier 3). 90-day preferred pharmacy copays are $9 (Tier 1), $36 (Tier 2), and $141 (Tier 3).

 

Local Hospitals And Other Facilities

With a population of about 60,000, the size of the city allows residents to choose among a wide variety of medical facilities. The Springfield Regional Medical Center is a full-service hospital that provides emergency services 24 hours per day. Ohio Valley Surgical Hospital is also available and serves Clark and Champaign counties. The City Hospital, that was located on High Street, stopped serving patients in 2011. The structure was eventually demolished in 2012.

Other area hospitals include Miami Valley Hospital (Dayton), Soin Medical Center (Beavercreek), Grandview Medical Center (Dayton), Kettering Medical Center (Kettering), Greene Memorial Hospital (Xenia), and Atrium Medical Center (Middletown). Additional facilities are available in the Columbus area, which is located about 45 miles from Springfield.

 

Nearby Areas

 

Also enjoying low rates are the Columbus and Dayton areas. Historically, the lowest health insurance rates have been in the Central and Southwestern portion of the state. Cincinnati area prices are also very affordable when compared to most other parts of the state. Nearby Warren and Clermont counties still have very inexpensive rates, especially in Springboro, Middletown and Loveland. Franklin, Carlisle and other communities around West Chester also have very competitive rates.