Individual Ohio student health insurance is extremely affordable and available from most of the major health insurance companies. Premiums are usually less than $100 per month, and in some cases, significantly less than $100. Office visits and prescriptions are generally not subject to a deductible. Anthem Blue Cross, Aetna, UnitedHealthOne, Medical Mutual and Humana will offer the most competitive rates.
Before determining which student health plan is the most affordable, it is important to understand the health insurance requirement of the college. Here in Ohio, each university has different requirements. Whether your child is attending Miami, Ohio State or Bowling Green, there will be slight differences in insurance requirements. With most schools, some office visit, prescription and major medical coverage will be required.
There are advantages when you purchase your own Ohio student health insurance policy. Generally, your catastrophic coverage is significantly higher. Also, you are able to use off-campus medical facilities, giving you a much broader choice of options. Lifetime maximums are higher and office visits to specialists and non-generic prescription coverage will tend to be more comprehensive under an individual plan.
To instantly view, compare or apply for high quality Ohio student health plans, please click on the "Get Instant Quote" button at the top of the page. Your personal information will never be shared with any other person or company.