Medical Mutual of Ohio is one of Ohio's oldest health insurance companies. Established in 1934, Medical Mutual offers four types of health insurance plans: "Value" plans, "Copay" plans, "Health Savings Account (HSA) Compatible" plans and "Short-Term" plans.
Ohioquotes.com is Ohio's premier trusted resource for affordable health insurance plans. We'll help you find the Medical Mutual policy that best matches your specific needs and ensure you are receiving the lowest available rate. We work with Medical Mutual medical plans every day and can easily explain the features and exclusions of each plan.
Medical Mutual Of Ohio SuperMed One "Value" Plans
"Value" plans are an alternative to comprehensive plans. Catastrophic and healthcare emergencies are covered, but office visits are subject to a deductible. Deductible options range from $500 to $1500. Although premiums are fairly low, Anthem's SmartSense plan may be a better option.
Medical Mutual Of Ohio SuperMed One "Copay" Plans
"Copay" plans are affordable comprehensive policies that are an excellent choice for anyone that does not have access to group coverage. Office visits, prescriptions, routine physical exams and well child care exams are subject to low copays without having to meet a deductible. Qualified preventive benefits also have all copays and deductibles waived.
The "Elite" and "Premium" copay plan options are two of the most comprehensive contracts available in Ohio. The "Elite" plan features a $30 copay for office visits ($40 for specialists) with deductible options of $500 to $5,000 for major medical claims. The "Elite" plan has higher copays, and of course, costs slightly less.
Medical Mutual Of Ohio "Health Savings Account (HSA) Compatible" Plans
HSAs combine quality healthcare with tax benefits and investment opportunities. A Medical Mutual SuperMed One Wellness HSA works like an IRA, except money deposited in the savings portion can be used to pay for qualified medical, dental and vision expenses. There is a wide range of deductibles with an HSA, and if requested, preventative coverage would not be subject to a deductible.
Medical Mutual HSA plans provide 100% coverage for specified medical expenses after the deductible. However, prior to the deductible being met, "network repricing" reduces your out-of-pocket expenses. Also, adult and child preventive benefits, such as routine physicals, routine mammograms, routine pap tests, well child care exams and well child immunizations are covered at 100% without having to meet a deductible.
Medical Mutual Of Ohio "Short-Term" Plans
Short-term insurance is very inexpensive. This type of coverage is ideal when benefits are needed for less than one year. Office visits (illness or injury) are covered with a $25 copay. Medical Mutual's short-term plans tend to be more expensive than other carriers. However, their short-term plan coverage is also more extensive than many other companies.
At Ohioquotes.com, we are committed to finding our clients the highest-quality policy at the most affordable rate. We include Medical Mutual in our research, but also study many other companies.
To instantly view, compare and apply for a Medical Mutual health insurance plan, please click on the "get Instant Quote" button at the top of the page. Your personal information will never be shared with any other company or website. You may also call us directly at (888) 513 6446.
Medical Mutual Provider Network
Ohio Health Savings Accounts (HSA)
