How to apply for Ohio health insurance. It’s really not that difficult. We have carefully crafted this website to make the application process easy. Any “questionable” companies have been removed from the quoting software and we have attempted to highlight the Ohio plans that offer the most comprehensive coverage for the premium that is being charged.
Request Your Quote
The process starts when you request your quote at the top of the page. Once you have provided some basic information, you’ll be presented with approximately 60-80 quotes from the best health insurers, such as Anthem Blue Cross, UnitedHealthcare, Medical Mutual, Aetna and Humana. Yes, those are a lot of options, but we can easily scale the number down to the 5-10 that are your best choices. A quick phone call or email to us will start that process.
Click On The “Apply” Button
Once you have decided which plan is best for you (with or without our help), as you are reviewing the details, you’ll see an orange “Apply” button. If you DO NOT see that button, you should immediately contact us. You may not be on the right website. But assuming you are where you should be, you can either “Apply Online Now” or download the actual application. If you download the application, you can fax or email it to us.
When you “apply online,” you will be answering all of the medical questions on the secure website of the Ohio health insurance company you have chosen. If you “download” the application, you can print it and upon completion, email it back to us or fax it to (888) 513 6446. Whether you apply online or fax/email the information, the questions are the same and the rate is not affected.
Answer The Medical Questions
During this process, we will be happy to help you with the medical questions or any other concern you have. Of course, we cannot (and will not!) answer the medical questions for you. But we can help interpret what information is being asked and give you some expert guidance. And there aren't too many questions, especially with "short-term" plans.
A few companies will require you to pay the first monthly premium with the application. Typically, they do not withdraw the money until the effective date of the policy. Naturally, this payment can be refunded if you do not want coverage or do not accept the rate offer (subject to specific company guidelines). However, Medical Mutual and Anthem do not require you to furnish any type of billing information in advance. You can request to be “billed at home.”
Complete The Application
Once the application is completed, it is submitted by us directly to the health insurer. Generally, it takes between one and three weeks for an application to be approved, although short-term plans are often approved within 24 hours. You will receive written notification and a hard copy of the policy. At any time you can cancel the policy. You are not under any obligation to keep the coverage for any length of time. We recommend paying your premiums monthly since there rarely is a discount for paying quarterly or semi-annually.
Let Us Help You Pick Out The Right Plan
Picking the best plan for your unique needs is perhaps the hardest part of the process. Call us. Email us. With 30 years of experience helping individuals and families here in Ohio, you’re in good hands. We’ll provide unbiased input on all of the health care options and the rates you see will always be the lowest prices that are provided by each carrier. And of course, we never charge any fees or share your personal information.
