Affordable Columbus Ohio health insurance rates are available from most of the top health carriers such as Anthem Blue Cross, Medical Mutual of Ohio, UnitedHealthCare, Aetna and Humana. The rates you view on this website are the lowest available Columbus area rates offered by each carrier. And since premiums are mandated, no other website or agency can legally quote a lower health insurance premium.
But just as importantly, we believe your coverages should match your specific needs so we take the time to insure your policy is the perfect fit. We also will keep you informed of current health reform changes and what impact it will have on your rates. In the future, if tax credits reduce your premium, we'll notify you of what you need to do utilize these credits.
Columbus health insurance rates are extremely affordable, compared to other parts of the state. In the Columbus area, The cost of health care, including office visits and hospital visits, has historically cost less than other large Ohio cities. In fact, with most Ohio health carriers, the 432 zip code is one of the lowest available rates. Columbus health insurance rates are currently about 20% less than similar coverage in the Toledo, Akron/Canton and Cleveland areas. Franklin County rates are also less expensive than Cincinnati area rates.
Anthem Blue Cross and UnitedHealthOne (formerly UnitedHealthCare) offer some of their lowest premiums in Franklin County, along with some of the surrounding counties. Even Aetna, Medical Mutual and Humana feature many of their lowest rates in the Columbus area. Reasons include lower doctor visit costs, lower room-rates for hospital stays and lower malpractice insurance rates for physicians.
For example, for a family of four (Male & Female age 40 with two children), Columbus area health insurance monthly rates will range from $150 (Catastrophic UHC plan) to $304 (Comprehensive UHC plan). Health Savings Account (HSA) rates are also very attractive. If you are healthy, and have very few medical claims, an HSA may be worth considering. Rates will vary between $230 and $375 per month, depending on the deductible. Medical Mutual, Anthem and UHC currently offer the best HSA rates in Central Ohio.
Naturally, many factors influence health insurance rates, such as age, weight, smoking status and pre-existing conditions. But for the next 6-12 months, rates in the Columbus area should remain very competitive. And since we're located only an hour away, we're very familiar with which specific plans and coverages would be best for you.
To instantly view, compare or apply for affordable Columbus Ohio health insurance plans, please click on the "Get Instant Quote" button at the top of the page. Your personal information is never shared with any other person or company. Or, call us at (888) 513-6446.
