Affordable Columbus Ohio health insurance rates are available from most of the top health carriers such as Anthem Blue Cross, Medical Mutual of Ohio, UnitedHealthCare, Aetna and Humana. The rates you view on this website are the guaranteed lowest available Columbus area rates allowed in the state. And since premiums are mandated, no other website or agency can legally quote a lower health insurance premium.

But just as importantly, we believe your coverages should match your specific needs so we take the time to insure your policy is the perfect fit. We also will keep you informed of current health reform changes and what impact it will have on your rates. In the future, if tax credits reduce your premium, we'll notify you of what you need to do utilize these credits.

Columbus health insurance rates are extremely affordable, compared to other parts of the state. In the Columbus area, The cost of health care, including office visits and hospital visits, has historically cost less than other large Ohio cities. In fact, with most Ohio health carriers, the 432 zip code is one of the lowest available rates. Columbus health insurance rates are currently about 20% less than similar coverage in the Toledo, Akron/Canton and Cleveland areas.

Anthem Blue Cross and UnitedHealthOne (formerly UnitedHealthCare) offer some of their lowest premiums in Franklin County, along with some of the surrounding counties. Even Aetna, Medical Mutual and Humana feature some of their lowest rates in the Columbus area. Reasons include lower doctor visit costs, lower room-rates for hospital stays and lower malpractice insurance rates for physicians.

For example, for a family of four (Male & Female age 40 with two children), Columbus area health insurance monthly rates will  range from $140 (Catastrophic UHC plan) to  $311 (Comprehensive UHC plan).  Health Savings Account (HSA) rates are also very attractive. If you are healthy, and have very few medical claims, an HSA may be worth considering.