Columbus health insurance rates in Ohio are very affordable, and represent some of the lowest available rates in the US. Most of the Columbus area has enjoyed low health insurance rates since 2003. Ohio individual and family plans continue to remain among the "best buys" in the Midwest. UnitedHealthOne, Anthem Blue Cross, Aetna, Medical Mutual, Celtic and Humana are just a few of the major companies that we research for you. We never consider "discount plans," and guarantee that your rates are the lowest allowable by each carrier.
Short-term health insurance rates in Columbus are also some of the most affordable options in Ohio. If you need medical coverage for less than 12 months, ask us about a short-term temporary plan. Rates are approximately 25%-60% lower than most comprehensive plans and this type of policy works well if you are between jobs, laid off, a graduating student or waiting for benefits to begin from a new employer. Typically, UnitedHealthOne and Humana have the most competitive short-term rates in the Columbus area. We'll be happy to review your specific needs and determine if short-term coverage is your best option.
If you’re a resident of Franklin County, or some of the surrounding Ohio counties, such as Delaware, Union, Madison and Licking, rates are among the lowest in the state. High-deductible and catastrophic plans will be the least expensive, often less than $100 per month for an individual, and less than $250 per month for a family. Columbus Health Savings Accounts (HSAs) are also still one of the most popular options for the self employed, and individuals and families that don't submit many claims. HSA contributions can be used to pay qualified medical, dental and vision expenses on a tax-favored basis.
Some of the reasons for low rates in Columbus include lower hospital room and expense charges, lower doctor’s office and Urgent Care visit charges, and perhaps a higher use of preventative coverage from individual policyholders. Columbus area health insurance rates for the self-employed are also lower than many other areas of the state. HSAs and high-deductible plans are often popular choices for the self-employed. Because the insurers are able to negotiate larger discounts, you'll often pay less on medical expenses that are subject to a deductible.
UnitedHealthOne, Medical Mutual and Anthem offer the most competitive Ohio health insurance rates in the Columbus area. However, we are constantly monitoring current rate trends in an effort to insure you are receiving the most coverage for your dollar. For catastrophic and preventative coverage (only), Medical Mutual offers very attractive rates and many of the plans are HSA-eligible. UnitedHealthOne is one of the few Ohio companies that feature a single family deductible for their HSA plans.
Health insurance rates in Central Ohio are expected to remain very attractive for the foreseeable future. To instantly compare or apply for quality Columbus health insurance coverage, please click on the "Get Instant Quote" button at the top of the page. Your personal information will never be shared with any other person or company. You can also call us at (888) 513 6446.
