Cheap Ohio health insurance plans are available from many of Ohio's major health care providers such as Anthem Blue Cross, Aetna, UnitedHealthcare, Medical Mutual and Humana. Individuals, families, the self employed, the uninsured, students and those persons on Cobra can apply for cheap health insurance through our website. As Ohio's respected resource for low cost medical coverage, we guarantee the rates you view are the lowest allowable by each company.

Catastrophic plans are the least expensive type of health care coverage. Typically, this type of plan provides major medical benefits that are subject to a deductible, ranging from $250 to $10,000. Naturally, the higher the deductible, the lower the rate. An Ohio HSA may be compatible with this type of coverage if it is defined as a "High Deductible Health Plan" (HDHP). HSA rates are generally much less expensive than conventional health plans.

 And now…presenting Ohio’s cheapest health insurance plans: (Single rate based on 35 year-old male. Family rate based on 35 year-old male and 35 year-old female plus one child. Franklin County)

*        $140 (Family) & $50 (Single)  Saver 80 plan from United Healthcare. Catastrophic plan with $5,000 deductible. Limited prescription coverage with unlimited lifetime benefit.

*     $156 (Family) & $53 (Single)  Lumenos HSA plan from Anthem Blue Cross. Very popular plan that provides 100% coverage after deductible is met. Preventive benefits are not subject to the deductible. unlimited lifetime benefit.

*        $186 (Family) & $64 (Single)  Copay Select plan from UnitedHealthcare. Unlimited covered office visits with good prescription and preventative benefits. $7,500 deductible applies to major claims. Very cheap premium considering the benefits.

*    $190 (Family) & $66 (Single) Copay Value plan from UnitedHealthcare. Four covered office visits, generic prescription coverage and 100% preventive benefits. A very popular choice.

*        $205 (Family) & $55 (Single)  Monogram plan from Humana. 100% coverage after $7500 deductible is met. Preventative coverage not subject to deductible. $2 million per person lifetime benefit. One of the better “cheap” policies.

*        $223 (Family) & $64 (Single)  SmartSense plan from Anthem Blue Cross. Two office visits allowed (per person) per year along with generic prescription coverage. $5,000 deductible applies to major claims.

*        $224 (Family) & $75 (Single)  Preventative & Hospital Care 3000 plan  from Aetna. Catastrophic coverage subject to $3,000 deductible. Very good preventative benefits not subject to deductible. Rate is competitive in parts of the state.

(Rates updated August 2011)

Six cheap Ohio health insurance plans…and if you don’t have a lot of claims, they may be worth considering.