Anthem Ohio health insurance quotes are available here at the lowest rates provided by the insurer. Anthem Blue Cross Ohio policies include catastrophic plans, comprehensive plans and Ohio Health Savings Accounts (HSAs). In most parts of Ohio, rates are quite competitive when compared to the other large companies, such as Aetna, Medical Mutual, UnitedHealthcare, Humana and Assurant. Plans offer affordable coverage to individuals, families and small businesses.
Applications are underwritten so medical questions would have to be answered. A physical is not needed and no fees are charged. Usually, the underwriting process takes between 5 days and a few weeks and a notification of the offer is provided in writing. You do NOT have to accept the offer.
Two of Anthem’s newer health plans are the “SmartSense” and “Premier” policies. Both plans are designed to provide comprehensive health care at reasonable prices. Each plan provides catastrophic coverage along with other selected benefits. Online Anthem rates can be easily viewed on this website. We also allow you to apply for a policy through an online link, fax or email. And of course, you NEVER pay any fees on our website.
The Anthem “SmartSense” plans allow three office visits per year (per person) subject to a $35 copay. Additional office visits are subject to a deductible. A wide assortment of prescription coverage is available and preventative benefits are covered with no out of pocket cost. This plan can be designed to meet specific needs, and is one of Anthem’s lowest cost Ohio health insurance plans. If you wish to reduce your rate but still retain office visit benefits, this policy is a very good option.
Prescription benefits are adjustable to fit your specific situation. For example, "standard" RX coverage provides generic protection only and has a lower cost. "Upgraded" RX coverage can be added that will provide generic and non-generic benefits. However, premiums will increase approximately 8%-15%.
The Anthem “Premier” plans allow unlimited covered office visits subject to a $30 copay ($40 for specialists). This plan is a good choice for families with children. Comprehensive prescription benefits are included with various options to adjust the level of coverage. Preventative benefits are also included. Maternity coverage is an available rider and many optional deductibles are also available. Actually, Anthem is one of the few remaining carriers to offer maternity benefits and the rates are actually quite reasonable.
A dental rider can also be added for a moderate cost. Checkups and X-rays are usually covered with little out of pocket cost. Larger expenses such as root canal or extractions will have a waiting period and higher out of pocket cost.
As an independent broker, I review all of the major Ohio health plans, and only recommend the policies(s) that provide you with maximum coverage at a premium that meets your own budget. Anthem rates are not the same in all areas of the state so we'll do all of the research for you to help find your best options. And of course, you will never pay any fees.
Anthem Ohio Health Insurance Application
Anthem Plans At A Glance
Benefits Brochure
Completed application can be faxed to (888) 513 6446. Or call us for additional ways to apply for coverage.
