Ohio Individual Health Insurance plans are available and quite affordable! Ohio individual rates have remained quite low compared to rates in most other states. Most plans can be paid on a month-to-month basis, so short-term or long-term coverage is possible.

Some of the most popular individual plans in Ohio are “Value” plans. These types of plans provide solid major medical coverage for catastrophic plans. However, Ohio rates are kept low by reducing the number of covered office visits and limiting coverage for non-generic prescriptions. Also, with some plans, preventative benefits are reduced or eliminated.

When shopping for an individual (or family) “Value” plan, it is important to only consider major reputable health insurance companies. Never purchase coverage from a company that markets “discount plans. Companies that sell “discount plans” are usually located outside of Ohio and charge an upfront application fee.

Some of the best individual Ohio health insurance “Value Plans are:

Anthem “Value” plan

Aetna “Preventative and Hospital” plan

United HealthCare “Copay Saver” plan

United HealthCare “HSA” Saver” plan

Humana “Monogram” plan

Naturally, before selecting a plan, it’s always advisable to review your particular situation and carefully review all of the existing options. To instantly view and compare Ohio health insurance plans, please click on the “Get Instant Quote” button at the top of the page. Your information will never be shared or sold to any other person or company.

So you need to buy an Ohio health insurance plan. You want an affordable high quality policy at the lowest available rate. But where do you buy it?

The best source for buying an Ohio health insurance plan is Ohioquotes.com. Recognized as Ohio’s premier resource for Ohio health care, you can instantly view, compare and apply for high quality health insurance plans.

But perhaps most importantly, when you buy your health insurance, your personal information is never sold or released to any other person or company. Unfortunately, many online health quoting websites sell your information to multiple brokers throughout the US. This leads to incessant emails and phone calls for many months.

Ohioquotes.com also guarantees that your Ohio health insurance premium will be the lowest available rate allowed by the state. Rates in Ohio are mandated, so when you buy your policy, it is impossible for any other site to charge a lower rate. All major companies are researched for you, including Anthem Blue Cross, Aetna, United HealthCare and Aetna.

Each year, when your policy renews, you’ll receive a copy of the current Ohio health insurance rates from the other major carriers. So, if your premium starts to rapidly increase, you’ll be able to buy a similar policy at an affordable rate (Assuming no major change in health).

For a free instant health insurance quote, simply click on the “Get Instant Quote” button at the top of the page.

Ohio health and dental insurance coverage can be combined into one policy. Often, the major Ohio health insurance companies, such as Aetna, Anthem Blue Cross, and United HealthCare, will either include or offer separate riders for their dental coverage.

Below, you can view some of the features, coverages and approximate costs of adding dental coverage to your Ohio health insurance policy.

United HealthCare includes a dental “discount” coverage with their Ohio health plans. FACT (Federation of Consumers and Travelers) provides the discounts…usually between 10% and 40% on many dental and vision expenses. A more comprehensive dental insurance plan is also available for approximately $22-$34 per month per person.

Anthem Blue Cross Of Ohio offers a wide range of dental services that can be added as a rider to their health insurance plans. Both traditional and PPO plans are available at monthly costs between $22 and $36 per month per person.

Aetna offers two levels of dental coverage. If packaged with their Ohio health insurance plan, the cost is only $14 per month per person. A “stand alone” dental plan is also available for customers that do not own an Aetna health plan. The monthly cost is approximately $25.

Medical Mutual of Ohio offers a dental insurance rider with a $50 deductible. Once the deductible is met, most preventative services are covered at 100%. The approximate monthly cost is $15-$20.

If your priority is keeping your Ohio dental coverage premium low, you may wish to consider an Ohio dental discount plan. You may click here for complete details.

Ohioquotes.com is Ohio’s premier resource for health insurance plan. Feel free to call (888) 513 6446 for information, or instantly view rates by clicking on the “Get Instant Quote” button at the top of the page.

The lowest Ohio health insurance rates are here! Ohioquotes.com, the premier resource for Ohio health insurance, guarantees that your rates are the lowest available by the state. Since rates must be approved by the Ohio Department of Insurance, no website can offer a lower rate. Not even by a penny!

You probably notice the “Get Instant Quote” button at the top of the page. By clicking on that button, instantly, you can view, compare and apply for high quality Ohio health insurance plans. Policies offered by Anthem Blue Cross, Aetna, United HealthCare, Medical Mutual and all of the major carriers will be shown.

Ohio health insurance rates tend to be lower than most other states. But finding the right plan…that is…the policy that is the most appropriate for you is our challenge. Obtaining the lowest rates is accomplished with state-of-the-at software that instantly analyzes hundreds of policy options. That software, coupled with an Ohio broker with more than 29 years of experience, virtually guarantees that you won’t find a lower health insurance rate anywhere else.

Thanks for visiting and I hope we are able to save you hundreds of dollars on your health insurance.

Ohio health insurance rates are actually quite affordable compared to other states. But whether you’re paying $60 per month or $560 per month, that’s too much. Right?

Well…here are 10 money-saving ideas that might reduce your Ohio health insurance rates. While all of these tips may not apply to you, perhaps a few will lower your premium.

· Raise your major medical deductibles. By increasing the deductible from $1,000 to $2,500, a family of four could save $2,000 per year.

· Consider an Ohio Health Savings Account (HSA). If you don’t have a lot of medical expenses, an HSA could potentially save you tens of thousands of dollars over your lifetime.

· Raise copay amounts if you are not using your office visit coverage more than three times per person per year.

· Combine all family members on one policy to possibly reduce rates. However, if the adult coverage should be different than the dependent coverage, two separate policies might reduce premiums.

· Compare rates every three years. Ohio health insurance rates generally increase each year, and your rates may be increasing faster than other companies.

· If you stopped smoking, notify the Ohio health insurance company. You may be eligible for a reduced rate.

· Are you paying for unneeded coverages? The removal of symptomatic office visit coverage could save hundreds…perhaps thousands of dollars every few years.

· Ask about “Wellness discounts.” Some Ohio health companies will reduce your premium if you regularly exercise and meet other requirements.

· Make sure you are using the “Preferred” Network if you have a PPO policy. You may be paying a higher premium because you are using the wrong Network.

· Purchase your policy through an Ohio broker, not an out-of-state agency that may recommend the wrong plan.

Perhaps the best tip is to let us research and recommend the best plan for you. We’re Ohio’s leading resource for Ohio health insurance plans and your rate is guaranteed to be the lowest allowed by the state.

To instantly view, compare and apply for high quality health plans, please click on the “Get Instant Quote” button at the top of the page. Or call us at (888) 513-6446.