Ohioans May Lose Their Dental Insurance

Ohio Governor Ted Strickland is facing a massive budget shortfall of more than $3 billion. Filling that hole is not an easy task and many worthwhile programs may have to be cut back or eliminated. Some of the programs (other than dental coverage) at risk include preschool learning, Community health centers and mental health facilities.

The state’s poor could lose their Ohio dental insurance along with vision coverage and other types of care. However, administration officials say they plan to continue these services by temporarily using unspecified funds. Eventually, Strickland hopes the state will win a court case that will release $258 million of tobacco settlement money. If that does not occur, additional sever cutbacks could be coming.

Affordable Ohio dental insurance plans are available, regardless if the state cuts aid. A wide variety of plans can be found here, with premiums ranging from $10-$70 per month. Additional, more comprehensive dental plans are available from Anthem, Aetna and United HealthCare. For details, please email me at service@ohioquotes.com

To read more about Ohio’s budget problems and how it may affect you, please click here. Because this is a very fluid topic, budget changes can be made very quickly.

 

Posted by edharris | General Insurance | Wednesday 24 June 2009 8:55 pm

Ohio Health And Dental Insurance

Ohio health and dental insurance coverage can be combined into one policy. Often, the major Ohio health insurance companies, such as Aetna, Anthem Blue Cross, and United HealthCare, will either include or offer separate riders for their dental coverage.

Below, you can view some of the features, coverages and approximate costs of adding dental coverage to your Ohio health insurance policy.

United HealthCare includes a dental “discount” coverage with their Ohio health plans. FACT (Federation of Consumers and Travelers) provides the discounts…usually between 10% and 40% on many dental and vision expenses. A more comprehensive dental insurance plan is also available for approximately $22-$34 per month per person.

Anthem Blue Cross Of Ohio offers a wide range of dental services that can be added as a rider to their health insurance plans. Both traditional and PPO plans are available at monthly costs between $22 and $36 per month per person.

Aetna offers two levels of dental coverage. If packaged with their Ohio health insurance plan, the cost is only $14 per month per person. A “stand alone” dental plan is also available for customers that do not own an Aetna health plan. The monthly cost is approximately $25.

Medical Mutual of Ohio offers a dental insurance rider with a $50 deductible. Once the deductible is met, most preventative services are covered at 100%. The approximate monthly cost is $15-$20.

If your priority is keeping your Ohio dental coverage premium low, you may wish to consider an Ohio dental discount plan. You may click here for complete details.

Ohioquotes.com is Ohio’s premier resource for health insurance plan. Feel free to call (888) 513 6446 for information, or instantly view rates by clicking on the “Get Instant Quote” button at the top of the page.

 

Posted by chumps10 | General Insurance | Saturday 13 June 2009 8:31 pm