Can I Trust Purchasing Ohio Medical Insurance Online?

Posted by Ed | General Insurance | Tuesday 22 November 2011 11:22 pm

Can I trust purchasing Ohio medical insurance online? Yes. When you buy health coverage through our website, any information you provide is kept private and the rates you are quoted are the best rates you can find from any broker, internet site or directly through an insurer. You’ll save time and money while you are getting expert guidance.

Most applications are submitted online through a link you are provided on our website. You create your own log-in name and password that only you know. Any information you provide is electronically forwarded to the carrier. We do not view any of the details unless you allow it. Of course, we’ll help you throughout the entire process of applying for your health insurance plan. And we keep you updated throughout the underwriting process.

You can also trust the other methods of purchasing coverage. Many customers here  prefer to fax or email the actual applications. We provide a secure email and fax system that ensures that only ONE person will receive your paperwork before the insurer receives the paperwork. Depending on the company, it’s possible you may not have to provide any type of billing information when you apply. Of course, we’re always happy to explain each company’s guidelines. And we’ll make it very easy and understandable for you.

The plans you see on our website are the best policies offered by each Ohio health insurance company. There are more than 500 available plan combinations so we carefully choose the best 40-80 policies that provide the most benefits for the lowest price. We realize that’s still too many to consider, so upon request, we’ll look at your specific requirements, and pick out the best 4-8 policies. Just call or email us.

We understand that every individual or family has different needs. For some, low office visit copays and mid-range deductibles may be important. For others, high deductibles and cheap premiums may be what they are looking for. If you tell us what type of coverage you want, we’ll save you a lot of time and money by finding it for you.

Sometimes, Anthem Blue Cross is the best available choice. But many times Medical Mutual, UnitedHealthOne, or perhaps even a smaller company such as Celtic makes more sense. We’re here to advise you and make the decision-making process easy. We’re considered an extremely trustworthy resource for Ohio consumers that buy health insurance online. The combination of live assistance and modern technology is a potent combination!

So yes….it is indeed very safe to apply for coverage online in Ohio. We’ll help you qualify for the lowest possible rates and make sure you’re comparing the best health care policies.


Rising Health Insurance Premiums In Ohio

Posted by Ed | General Insurance | Monday 15 March 2010 8:01 pm

Rising health insurance premiums in Ohio are a concern for most Ohioans that pay for their own health care. Regardless if you are an individual, family, self-employed or without Ohio medical coverage, rising health insurance premiums are starting to take their toll. But, affordable Ohio health insurance plans are available, and specific steps can be taken to reduce costs.

As the recognized premier trusted resource for affordable Ohio health coverage, we offer many low cost plans that are rich in coverage and may substantially reduce the amount you pay. If you don’t currently have health insurance, some of these plans are great “starter” plans that will keep your premiums low. The rates you view on this website are guaranteed to be the lowest allowable by the state. Rising health insurance premiums in Ohio will continue, but here are a few steps you can take now to reduce your cost:

  • If you have been with the same health insurance company for more than three years and you have no significant medical issues, it may be time to compare quotes from different companies. Remember…the quotes are always free.
  • Raise your major medical deductible. For example, by raising your deductible from $500 to $2,500, you could save $1,000 for an individual policy and more than $2,000 for a family policy. Assuming you don’t have many catastrophic claims, the total savings on your Ohio health insurance plan could be substantial. And over many years, the savings will be greater.
  • Consider an Ohio HSA (Ohio Health Savings Account). Premiums are 25%-50% less than traditional plans and preventive benefits are not subject to a deductible. Naturally, there are many other factors to consider and we’ll be happy to review your options. HSAs are a very popular form of affordable family health insurance. And your state and federal taxes will potentially reduce.
  • If your health has improved or you have stopped smoking since you purchased your Ohio policy, inquire about “changing your rate class.” It’s possible you may be able to reduce your rising health insurance premium. It might be only a few dollars but perhaps more.
  • Health insurance for self employed persons can be very expensive. If you are the only insureds on a group plan, Ohio individual health insurance rates may be more affordable. However, individual plans may offer less coverage than your current group policy.

Increasing health insurance costs in Ohio are one of our biggest concerns. We believe it’s important to carefully review all of your options and recommend specific plans that will allow you to stay within your budget. The plans are there, and our priority is to help you find them, explain to you the benefits and costs, and apply in the easiest way so you can obtain the policy.

To immediately view, compare or apply for affordable Ohio health care, please click on the “Get Instant Quote” button at the top of the page. Or you can speak to us personally at (888) 513 6446. Your personal information is never shared with any other person or company.


Your Ohio Health Insurance Quote

Posted by Ed | General Insurance | Saturday 12 September 2009 9:54 pm

Your Ohio health insurance quote is provided by Ohio’s leading resource for Ohio health insurance quotes…Us! We only consider high-quality health insurers and actually filter out some companies that are not rated “A” by A.M. Best Company or have had consumer complaint issues. Our quoted rates are the lowest you’ll find from any licensed broker or authorized website. We’re located just North of Cincinnati and will help you find affordable health care.

Dozens of out-of-state websites offer Ohio health insurance quotes. But many of these sites recommend outdated and unpopular plans that often are not the best option. And these websites may not be able to accurately explain the differences between Ohio plans that appear similar, but are actually quite different. With more than 30 years of insurance experience, we’ll locate the policies that help you the most, but cost the least.

When we prepare your Ohio health insurance quote, all of the different types of plans will be presented to you. Comprehensive plans. Catastrophic plans. And Health Savings Accounts (HSAs). Also…your quote is always personalized to insure you’re getting the coverages you need. For example, if there are small children in the household, immunizations and well-checkups will be emphasized. If you prefer a major medical policy that features low rates, we’ll pick plans that remove the coverages you don’t need and shouldn’t pay for. If you only need benefits for a few months, there are plans specifically designed for that purpose.

Our state-of-the-art quoting process allows you to instantly view and compare your Ohio health insurance quotes. We also make the application process easy, and of course, never charge any type of fee. To view your quotes, simply use on the “Get Instant Quote” button at the top of the page. Your personal information is never shared with any other person or company. Once you view your personal rates, we’re available to point out the policies that are your best options.