Columbus Ohio health insurance plans are available from all of Ohio’s major health insurers. And Columbus rates are among the lowest rates in Ohio, especially compared to the Northern portion of the state.

Most Ohio health insurance companies base their rates on many factors. Of course, the applicant’s health is the most important factor. But in addition, to health and age, the zip code can weigh heavily in ultimately determining the rate.

Most of Columbus is located in Franklin County, which is generally one of the lowest-cost counties in Ohio for health insurance. Even the surrounding counties, such as Delaware, Union, Madison and Licking, all have very favorable rates. Reasons for these low rates generally include lower hospital charges, lower doctor’s visit charges, and in some cases, lower malpractice premiums for medical professionals.

Ohio Health Insurance Quotes

As an example, comparing rates for a typical comprehensive health insurance plan for a 45-year old husband and wife, we find the following monthly rates:

Franklin County

$263-UnitedHealthCare

$293-Aetna

$328-Medical Mutual

$363-Anthem

Warren County

$293-Aetna

$295-UnitedHealthCare

$346-Medical Mutual

$364-Anthem

Hamilton County

$293-Aetna

$328-UnitedHealthCare

$346-Medical Mutual

$364-Anthem

Cuyahoga County

$328-UnitedHealthCare

$353-Aetna

$378-Medical Mutual

$423-Anthem

The four plans considered in this comparison were UnitedHealthCare’s “Copay Select”, Aetna’s “PPO 2500”, Medical Mutual’s “Super MedOne Standard” and Anthem’s “Blue Access Plan 2.” Coverages vary between policies and Network negotiated pricing and doctor/hospital networks are different. Also…Anthem’s individual health insurance policy has higher prescription coverage than the other three mentioned carriers.

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