Rising health insurance premiums in Ohio are a concern for most Ohioans that pay for their own health care. Whether you’re an individual, family, self-employed or without Ohio medical coverage, rising health insurance premiums are starting to take their toll. But, affordable Ohio health insurance plans are available, and specific steps can be taken to reduce costs.

As the recognized premier trusted resource for affordable Ohio health coverage, we offer many low cost plans that are rich in coverage and may substantially reduce the amount you pay. If you don’t currently have health insurance, some of these plans are great “starter” plans that will keep your premiums low. The rates you view on this website are guaranteed to be the lowest allowable by the state. Rising health insurance premiums in Ohio will continue, but here are a few steps you can take now to reduce your cost:

• If you have been with the same health insurance company for more than three years and you have no significant medical issues, it may be time to compare quotes from different companies.

• Raise your major medical deductible. For example, by raising your deductible from $500 to $2,500, you could save $1,000 for an individual policy and more than $2,000 for a family policy. Assuming you don’t have many catastrophic claims, the total savings on your Ohio health insurance plan could be substantial.

• Consider an Ohio HSA (Ohio Health Savings Account). Premiums are 25%-50% less than traditional plans and preventive benefits are not subject to a deductible. Naturally, there are many other factors to consider and we’ll be happy to review your options. HSAs are a very popular form of affordable family health insurance.

• If your health has improved or you have stopped smoking since you purchased your Ohio policy, inquire about “changing your rate class.” It’s possible you may be able to reduce your rising health insurance premium.

• Health insurance for self employed persons can be very expensive. If you are the only insureds on a group plan, Ohio individual health insurance rates may be more affordable. However, individual plans may offer less coverage than your current group policy.

Increasing health insurance premiums in Ohio are one of our biggest concerns. We believe it’s important to carefully review all of your options and recommend specific plans that will allow you to stay within your budget.

To instantly view, compare or apply for affordable Ohio health care, please click on the “Get Instant Quote” button at the top of the page. Or you can speak to us personally at (888) 513 6446. Your personal information is never shared with any other person or company.

No related posts.