Ohio Short Term Health Insurance
Who needs Ohio short term health insurance? Do you? Well…if you are a recent high school or college graduate that is no longer covered under a parent”s policy, then this type of policy may be your best option. Also, if you are employed part-time or temporarily, between jobs, laid off, on strike, or waiting for your permanent insurance to begin, your need is probably short term.
Ohio Short Term Policy Features
* Coverage is designed to be effective for a short period of time…usually between 1 and 12 months. Once the policy ends, you may be forced to “re-qualify” for additional coverage.
* Rates are very low. In most cases, monthly rates will be 25%-65% less than a conventional plan.
* Major medical claims, unexpected illnesses and accidents are generally covered. With some companies, a rider can be added to include office visits and prescriptions.
* The underwriting process is quick…In most cases, a policy is issued within 24 hours. Sometimes, a policy is approved within an hour.
* Billing options are flexible…ranging from monthly to annual payments.
UnitedHealthcare, Humana and Celtic offer the most competitive short-term Ohio health insurance plans. Medical Mutual and Anthem also offer this type of coverage although throughout most parts of the state, their rates are higher for temporary plans.
We realize that many plans appear similar and coverages can be very confusing. Please don”t hesitate to call us for help at (888) 513 6446. You can also apply for coverage directly online by clicking on the “Get Instant Quote” button at the top of the page. Even after you apply online, we”re still available to assist you.
No related posts.