Ohio Individual Health Insurance
Ohio Individual Health Insurance plans are available and quite affordable! Ohio individual rates have remained quite low compared to rates in most other states. Most plans can be paid on a month-to-month basis, so short-term or long-term coverage is possible. Since recent group rates have been substantially increasing, private medical coverage is becoming more popular each year.
Some of the most popular individual plans in Ohio are “Value” plans. These types of plans provide solid major medical coverage for catastrophic plans. However, Ohio private rates are kept low by reducing the number of covered office visits and limiting coverage for non-generic prescriptions. However, preventative benefits are typically covered at 100% on these types of policies. For example, once the policy is approved, there would be no waiting period to schedule a routine annual physical, child well-check visit or a qualified OBGYN visit.
When shopping for an individual (or family) “Value” plan, it is important to only consider “name” reputable health insurance companies. Never purchase coverage from a company that markets “discount plans. Companies that sell “discount plans” are usually located outside of Ohio and charge an upfront application fee. And trying to get a refund from them is about as pleasant as having a root canal.
Some of the best individual Ohio personal health insurance “Value” Plans are:
Anthem “SmartSense”
Aetna “Preventative and Hospital”
United HealthCare “Copay Select Value”
Celtic “Basic”
Humana “Monogram”
Naturally, before selecting a plan, it’s always advisable to review your particular situation and we will carefully advise you of all of the existing options. We’ll be happy to provide quotes for those plans or you can start the process yourself at the top of the page )Instant Quote button).
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