There are many Ohio health insurance companies that offer individual and family coverage to Ohio residents. Anthem Blue Cross, UnitedHealthCare and Aetna are the three largest carriers. But there are numerous other companies that offer medical coverage in Ohio.

To help you select the most affordable Ohio health insurance plan, a comprehensive list of the major Ohio health insurance companies is listed below:

Anthem Blue Cross is the largest Ohio health insurance company, providing coverage to almost one out of every four insureds.  A wide variety of plans are available, including “Blue Access Plan 2,” Anthem’s most comprehensive policy. The “Value” plans offer substantial discounts in exchange for limitations of office visit and prescription coverage.

UPDATE: In March of 2009, Anthem introduced three new Ohio health insurance plans. The “Premier” plan is a comprehensive policy featuring lower out-of-pocket costs. The “SmartSense” plan is a comprehensive plan with some limitations in benefits. And the “Lumenos HSA” plan ha some new features.

Medical Mutual of Ohio (MMO) is one of the oldest Ohio health insurance companies. Recently, they expanded their plan portfolio to include some lower-cost plans. Their smoker rates are very competitive, but MMO’s Health Savings Account (HSA) policies have higher out-of-pocket costs than many companies.

UnitedHealthCare  (UHC) offers a broad range of polices at extremely competitive rates. After purchasing Golden Rule Insurance company a few years ago, UHC’s market share substantially increased. Rates are based on zip codes, as opposed to the more common county-rating system. At the very high BMI (Body Mass Index) ratings, UnitedHealthcare is not as forgiving as most other companies. One of UHC’s strong points is their large portfolio of Ohio health insurance plans.

Kaiser Permanente offers medical coverage to residents of Northern Ohio. Ohio residents in the Columbus, Dayton and Cincinnati areas will not be able to obtain a policy.

Humana is not always the lowest-cost Ohio insurance company, but offers comprehensive plans with solid coverages. They are one of the few Ohio companies to offer maternity coverage, and have a very popular policy (Autograph Share 80 plan) that allows six office visits and is competitively priced.

Aetna began offering individual Ohio health insurance plans in 2005. Since that time, they have added many new plans, including the low-cost “Preventative and Hospital Care” policy. Overall, Aetna’s Ohio rates are extremely competitive.

Paramount Care is one of the largest Ohio health companies serving northwest Ohio and southeast Michigan. It is locally owned with a primary focus on service and wellness.

Time Insurance (formerly Fortis) Company, offers more policy options than almost every other carrier. But, unfortunately, their rates in Ohio are extremely uncompetitive, and they also receive an unusually high number of consumer complaints.

For a personalized recommendation based on your needs or an instant Ohio health insurance quote, please click on the “Get Instant Quote” icon at the top of the page or email service@ohioquotes.com While there are hundreds of Ohio health insurance companies available to the consumer, we’ll personally select and review the handful of plans that will be your best options. And unlike many other websites, we never sell or give your information to any other person or company.

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