Ohio Consumer-Driven Health Care…It’s A Good Thing!
Consumer-driven health care (CDHC) refers to health insurance policies that allow policyholders to use Health Savings Accounts (HSAs) and other medical-payment plans to pay routine medical expenses. Separately, a high-deductible health insurance policy covers the catastrophic claims. The combination of these two plans generally costs less than conventional Ohio health insurance plans. The balance (if any) of a pre-funded spending account is kept by the policyholder and “rolled over” to the next year.
Sound complicated? Maybe a bit. I (myself, wife and two children) have this type of coverage so I can personally endorse the idea.
The folks at Humana are quite effective at explaining the concept. I think you’ll find this video quote informative.
Related posts:
- Ohio Health Care Doesn’t Need More Government Expansion
- Ohio Health Insurance Consumer Complaints
- Some Ohio Doctors Cost More Than Others
- Overhaul Ohio Health Care…Can It Be Done?

