Medical Mutual Of Ohio has introduced two new plans. The “Elite” and “Premium” copay plans are now available to Ohio residents. We offer Medical Mutual policies to families or individuals in the state. We’ll help you determine which plan will cover the benefits that are most important to you. We allow you to apply direct, through an online link, or we can assist you when you apply for coverage (you never pay any fees).
The “Elite” and “Premium” individual health plans offer copay coverage (not subject to a deductible) for office visits, specialist visits and Urgent Care visits. Routine physical exams, Well-Child services and Well-Child exams are also not subject to a deductible. Prescription benefits are included and there is no lifetime cap on claims that are paid for covered benefits. This plan compares quite favorably to UnitedHealthOne’s Copay Select and Anthem’s Premier policies.
These types of policies are the most popular in households that have at least two small children. Because you are most likely to have multiple non-preventive office visits, it’s important to pay a low amount for these charges. However, for households that have very few medical expenses, a catastrophic or HSA plan may be a better choice. Medical Mutual, Anthem and UnitedHealthcare would be the best options.
Additional covered benefits for the Medical Mutual Of Ohio “Elite” and “Premier” plans include inpatient and outpatient services, mental health and substance abuse coverages, home health care and diagnostic services. Optional rider options include prescription benefit upgrade, maternity, dental and vision, and life insurance.
We’ll be happy to review your specific situation to determine if any of the optional riders are worth considering. Maternity rates are very high on these two plans, so if that coverage is desired, we recommend a Humana or Anthem policy.
Medical Mutual individual health insurance rates appear to be the most competitive in the Cincinnati area and in Northern Ohio. Of course, there are many other smaller pockets of the state where their rates may be quite competitive as well. For additional information, please call us at (888) 513 6446.buy medical mutual insurance online, Medical Mutual, Medical Mutual insurance rates, Medical Mutual Of Ohio insurance, medical mutual supermed Posted by