Assurant Ohio health insurance plans are issued through Assurant’s parent company, Time Insurance. And although Time is an established and reputable company, you may notice that I rarely recommend an Assurant Ohio health insurance plan. In fact, when you view your quotes, Assurant is seldom listed.

One important consideration is Assurant’s  Ohio rates. In most parts of the state, their rates aren’t high. They are VERY high. For example, Assurant’s monthly rate for comprehensive coverage (husband/wife ages 45 with two children) is $624, compared to United HealthCare’s rate of $389. Aetna’s rate is $479 and Anthem’s rate is $503. Assurant’s “MaxPlan” was compared to the most similar policy from the other carriers.

Assurant’s Ohio HSA insurance rates are also quite high. The monthly rate for a $5700 family deductible is $408. Anthem’s rate for a $6000 deductible is only $306 and United HealthCare’s rate for a $5000 family deductible is only $326. Plan coverages were very similar.

Assurant also offers optional health insurance plans at reduced rates, including the “CoreMed” and “RightStart” plans. But coverages are greatly diminished and similar plans are also available from most of Ohio’s other carriers.

An additional concern is Assurant’s (Time) “complaint ratio” with the Ohio Department of Insurance. In 2007 (the most recent available data), Assurant’s complaint ratio was twice as high as the other major Ohio health insurance carriers. In prior years, Assurant’s ratios were also quite high.

When I am researching Ohio health plans, I consider all of the major companies, including Assurant. But  the consumer is my top priority. And if I feel Assurant’s plans are not the best fit for you, I will not recommend them.

To instantly view, compare and apply for high quality Ohio health insurance plans, please click on the “Get Instant Quote” button at the top of the page. Your information is never sold or given to any other person or company. And your rate is guaranteed to be the lowest allowed by the state.

Related posts:

1. Where To Buy Ohio Health Insurance Plans
2. Cincinnati Health Insurance Rates
3. United HealthCare of Ohio…Affordable High-Quality Health Insurance
4. High Deducible Ohio Health Insurance Plans