In my 29 years as a health insurance broker, I have viewed, and subsequently recommended many health insurance plans. Each situation is different and, obviously, affordability issues play a big part in the decision-making process.

However, there are many available health insurance plans that are quite affordable, compared to other options. For this example, I am basing the rates on a healthy nonsmoking 35-year old male living in the Columbus area. Premiums provided are monthly…

$42  Aetna Preventive and Hospital Care 3000 ($3000 Ded.) 

$47  Anthem Blue Access Value ($5000 Ded.)

$52  Anthem Luminos HSA ($5000 Ded.)

$55  Anthem Blue Access Value ($3000 Ded.)

$61  Aetna Preventitive and Hospital Care 1200 ($1200 Ded.)

$63  Anthem Blue Access Value ($2000 Ded.)

$65  Aetna PPO 5000 ($5000 Ded.)

$77 Medical Mutual Standard 2500 ($2500 Ded.)

$93 Anthem Blue Access Plan 2 ($2500 Ded.)

All of these policies offer some level of office visit coverage without having to meet a deducible. Naturally, pre-existing conditions may increase the rate.

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