Health Insurance Marketplace Rates In Ohio BlogPosted by
Welcome to the top-rated health insurance blog in Ohio. Here, you’ll find current articles, instant online quotes, expert Marketplace advice, and bad jokes. All of our articles are personally written (No, we don’t hire anybody!) and offer you, the consumer, advice on how to find quality medical coverage at the lowest available rates.
Marketplace coverage covers pre-existing conditions and we greatly simplify the enrollment process. If you miss Open Enrollment in Ohio, we’ll still help you obtain benefits that will cover you until the next OE period. Whether your prior policy lapsed, you believe your premium is too high, or you would like to change plans, we’ll provide completely unbiased, but expert advice so you can make the best decision.
You can also learn about projected rate increases (and decreases) before they are officially published. As plans evolve, change, and are perhaps discontinued, we’ll explain the impact it has on your household coverage, and what steps to take next.
What Do We Discuss?
We write about current topics that help you compare the most affordable policies available to individuals, families and businesses. We shop hundreds of different plans so you can save money. And by living here in Ohio, we understand the Marketplace better than anyone. Just like you, we need to shop and compare plans, so we pass along our best tips along with unbiased and expert advice that will save you money.
Determining which company to choose is one of the most popular topics. Why choose Medical Mutual instead of Anthem Blue Cross? Or vice versa. Why are Premier’s rates so attractive in the Daytona area, but the company does not offer coverage in Cincinnati. And what about Humana and HealthSpan? You have questions, and we have the answers.
The New Ohio Health Marketplace
Now that the Health Insurance Exchange is available, we’ll be here to provide affordable medical coverage and help you easily apply for a plan. If there is a federal tax subsidy available to you, we will explain how it can lower your premium. We explain the enrollment process and carefully explain which policies will give you the most benefits for the lowest rate. Naturally, the choices for a household living in Cleveland or Akron, will be different than a household living in Columbus or Athens.
Calculating your subsidy (and eligibility) can be complicated, so we devote a lot of space covering different scenarios, and how to best utilize free financial aid. And since the Affordable Care Act” legislation is always being challenged, tweaked, prodded, and changed, we’ll always keep you updated on its impact on Ohio health insurance plans.
You can also purchase policies that are not on the Exchanges and are not Obamacare-compliant. We’ll explain under what circumstances that may benefit you, and what ramifications (if any) will result.