When you think of Ohio individual health insurance, Anthem Blue Cross is probably the first health insurance company that comes up. Granted, UnitedHealthcare, Aetna and Medical Mutual are big companies, but Anthem is Ohio’s flagship health insurance provider.
Like many companies, Anthem considers many factors when determining rates. Some of the factors include height/weight, current medications, medical history, smoking status, and of course, your age. County of residence and/or zip code will also affect the rate.
We proudly represent Anthem and offer their lowest available rates. Since rates are mandated by the Department Of Insurance, no broker or Agency can offer a better price. However, since we represent all major companies and not just one company, we”ll give you a balanced and unbiased comparison of your best options.
In most cases, Anthem’s individual rates tend to be high in the Northern portion of the state. The Columbus, Springfield, Dayton and Cincinnati areas often feature Anthem’s most competitive rates. Typically, their main competition for HSA and comprehensive plans comes from Medical Mutual and UnitedHealthcare. Both of those carriers are worth considering, especially if you live in Hamilton County or any part of Southwestern Ohio.
Occasionally, Anthem, like most Ohio health insurance companies, will check your medical history with the Medical Information Bureau (MIB). The MIB is a membership corporation owned by member life insurance companies in the United States and Canada. It maintains a database for members to exchange confidential information of underwriting significance.
You are entitled to request a free copy of your report once per year. Simply call the MIB at (866) 692-6901 .
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