We provide the guaranteed lowest allowable rates for your Ohio health insurance plan. Whether you are an individual, family, self employed or uninsured, our free service allows you to compare and learn about the most affordable health insurance in Ohio. Your free quotes are the lowest available rates allowed by each carrier. We'll also discuss and review what impact insurance reform will have on your specific situation. While some changes have already gone into effect (such as 100% coverage on preventive services), there will be more changes between now and 2014. Some of these changes could impact the rate you pay, including the ruling by the Supreme Court that upheld recent legislation.
Instant online individual and family health insurance quotes are provided by an Ohio broker/agency with more than 30 years of experience. This free service is provided by a live person…and your name and information is NEVER shared with anyone...unlike many other sites. Inexpensive plans are available, and we'll find them for you. We represent all of the major companies, such as Anthem Blue Cross, Aetna, UnitedHealthOne, Medical Mutual, Humana, Celtic and Assurant. We work for you...not the health insurers. And we never have and never will charge anyone any fees.
By asking for a free quote at the top of the page, instantly, you'll be able to view, compare or apply for the most affordable high-quality plans offered to consumers. These rates will be the lowest available in the state. You can easily compare different medical plans and apply online, by email, by fax or by mail. And once the policy is approved, we'll continue to provide our free service. We can assist you with billing, claims or administrative issues. And yes...we even provide dental quotes.
Low Cost Ohio health insurance plans are offered through this website. Anthem Blue Cross, UnitedHealthone, Medical Mutual, Aetna, Celtic and Humana feature low cost Ohio health insurance policies that are extremely affordable. Premiums for individuals, families, the self-employed or the unemployed will be much lower than you realize after viewing some of the plans.
The best low cost health insurance often contains coverages found in more expensive policies. While catastrophic expenses are usually covered, additional benefits such as office visits, prescriptions, preventative exams and lab/X-ray costs are also sometimes included. Most preventive benefits are now covered at 100% with no waiting period.
Recent healthcare reform changes mandated the preventive benefits coverage along with a few other extra items including the elimination of lifetime caps on benefits paid. These extra benefits also apply to high-deductible policies and most other contracts.
Ohio short term health insurance is the least expensive type of medical coverage. If you are a recent high school or college graduate that is no longer covered under a parent’s policy, unemployed, between jobs, a seasonal employee, temporarily uninsured or just waiting for other coverage to begin, then an affordable Ohio short term health insurance policy might be your best option. We guarantee that the quotes you view on our website are the lowest available rates allowed by each carrier.
Also, if you are employed part-time or temporarily, laid off, on strike, on Cobra or waiting for your permanent insurance to begin, you may need this type of plan. Temporary health insurance is extremely cheap and is available from the top insurers such as Anthem Blue Cross, UnitedHealthOne (formerly UnitedHealthCare), Medical Mutual, Celtic and Humana.
Ohio individual health insurance plans can be purchased online on our website. Many large companies offer a large selection of plans to meet the ever-changing needs of consumers. Regardless if you're an individual, family, student, self-employed, between jobs, an early retiree or uninsured, we'll find the right private health insurance plan for you.
And unlike many other online sites, we're located in the state (Springboro) and are recognized as the top website for affordable Ohio private medical insurance. The rates you view are the lowest prices offered by each carrier.
In Ohio, UnitedHealthOne, Anthem Blue Cross, Aetna, Humana and Medical Mutual offer the most competitive rates. Individual policies are medically underwritten, so pre-existing conditions can sometimes increase the rate. However, in most cases, these conditions will not cause a denial of coverage. And if you have prior credible private or group coverage, the pre-existing condition clause may be waived.
Recent reform changes could possibly effect the rate you pay, especially in 2014. We'll be happy to review those changes with you, and discuss what specific steps should be taken to maximise your savings.